Privacy Policy

Last updated: March 5, 2026

1. Information We Collect

Account Information: When you create an account, we collect your name, email address, and authentication credentials through our identity provider (Clerk).

Card Information: You may voluntarily add credit card names, banks, and the last four digits of your card numbers. We never collect or store full card numbers, CVVs, PINs, or any payment credentials.

Usage Data: We collect information about how you interact with Cusp, including calculations performed, features used, and device/browser information.

2. How We Use Your Information

We use your information to:

  • Provide and improve the Cusp reward optimization service
  • Calculate the best credit card for your purchases
  • Track your reward points and transaction history
  • Send important service updates and notifications
  • Analyze usage patterns to improve the product

3. Data Storage & Security

Your data is stored securely using industry-standard encryption. We use HTTPS for all data transmission. Authentication is handled by Clerk, a SOC 2 Type II certified identity provider. We do not sell, rent, or share your personal information with third parties for marketing purposes.

4. Third-Party Services

We use the following third-party services:

  • Clerk — Authentication and user management
  • Vercel — Hosting and deployment

Each of these services has their own privacy policies governing their use of your data.

5. Your Rights

You have the right to:

  • Access the personal data we hold about you
  • Request correction of inaccurate data
  • Request deletion of your account and associated data
  • Export your data in a machine-readable format

To exercise any of these rights, please contact us at privacy@cusp.today.

6. Cookies

Cusp uses essential cookies for authentication and session management. We do not use advertising or tracking cookies.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.

8. Contact Us

If you have questions about this Privacy Policy, please contact us at privacy@cusp.today.